Become a customer without BankID

Are you over 18 years old and do not have a BankID from another bank? You can become a customer by following the three steps below.

The service has a fee of NOK 500. This will be charged to your account when your customer relationship has been established. 

Please read all the information below before filling out the form, as we outline the steps needed to become a customer.


Do you have a d-number and are in the process of changing to a national identity number?

Then you must wait until you have received your national identity number before applying to become a customer with us.


Identification requirements

Please be noted that you must have a national identity number (or D-number) in order to become a customer. The Norwegian Tax Administration is responsible for issuing this. Read more on their webpage.

Below you will find an overview of our identification requirements. Be aware that an emergency passport is not valid. You must provide the original identification papers, a copy will not suffice.

  • If you have a Norwegian red passport, you can have access to all our services, including a bank card with picture. 

    If you do not have a passport, only a bank card with picture or a Norwegian driver's license, you can open an account, debitcard without picture and "Without BankID".

    Without BankID is a login mechanism that the customer can use to access SpareBank 1's electronic solutions. 

  • With a valid passport, you can have "Without BankID", an account and a debitcard without picture.

    Without BankID is a login mechanism that the customer can use to access SpareBank 1's electronic solutions. 

  • If you have a passport and an EEA registration certificate, or an EEA national ID card (Schengen standardized residence card) you will get an account, a debitcard without picture and "Without BankID". 

    Without BankID is a login mechanism that the customer can use to access SpareBank 1's electronic solutions.

  • If you have a refugee travel document, an immigrant's passport or a passport from a country outside of the EU/EEA (and a work or residence permit if you have), you will get an account, debitcard without picture and "Without BankID".  

    A card for asylum seeker is not valid as identification. 

    Without BankID is a login mechanism that the customer can use to access SpareBank 1's electronic solutions.


If you would like to speak with us about investing, we need to point out that SpareBank 1 Nord-Norge provides non-independent investment consulting. More about this and relevant information here

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