Price list

Price list for personal customers in SpareBank 1 SMN.


PAYMENT TYPES

  • We can provide both debit cards and credit cards (Credit cards are contingent upon a satisfactory credit check and the customer being older than 18).
    You pay an annual fee of NOK 275 for a debit card and receive the following services for free:
    • Purchases using debit card and credit card in and outside Norway
    • Pay bills from your current account via the internet bank, mobile bank and telephone bank
    • Travel- and cancellation insurance when 50% of the cost of travel is paid by credit card
    • Same PIN code for debit card and credit card
    • Customers aged under 18 pay no annual fee for a debit card
    • Customers aged under 25 pay no fee for cash machine withdrawals
  • Domestic payment from current account

    0,-

    Transfer between own accounts

    0,-

    Receipt sticker sent by post

    15,-

    Real-time payments

    0,-

    Request for bank draft

    80,-

    Documents sent by post

    15,-

    Changing amount limit

    0,-

    One-time security code via text message for logging into internet bank/mobile bank

    0,-

    Security code device for logging into internet bank/mobile bank

    120,-

  • SEPA payments: Ordinary transfer in EUR within EU/EEA. 

    The amount will be received by the recipient bank within 2 days *

    30,-

    Other ordinary payments

    75,-

    Additional charge for missing IBAN, BIC and/or documentation code

    100,-

    Incoming cross-border payment in EUR and SEK

    20,-

    Incoming cross-border payment in other currency, up to NOK 2,000 

    50,-

    Incoming cross-border payment in other currency, exceeding NOK 2,000

    100,-

    Complaints, reminders (costs from foreign banks come in addition)

    400 - 600,-

    Cancellation of payment instruction

    500,-

    Fax or email confirmation to payer or payment recipient 

    150,-

    Additional charge when payer want to pay all charges + charges outside Norway

    100,-

    * The price is contingent on the instruction being complete and including the following information about the payment recipient:

    • IBAN and BIC for payments inside EU/EEA
    • Currency documentation code
    • Charges shared between payer and recipient

    The customer receives a credit value one working day after SpareBank 1 SMN has received the amount. The money is available on the customer's account one working day after the bank has received the amount.

  • Domestic payment

    0,-

    Transfer between own accounts in the bank *

    0,-

    Real-time payments

    0,-

    * Transfer from savings account after initial 12 withdrawals per year

    100,-

  • Notification by text message, customers aged under 18 years old

    0,-

    Notification by text message, customers aged 18 years old and over

    3,-

    You can receive notifications by text message regarding your account balance, stopped payments, new eFaktura (eBill), and received salary/benefits/pension or payments over a certain amount that has gone into your account. 

  • Domestic payment

    0,-

    Transfer between own accounts in the bank *

    0,-

    Stop and start payments

    0,-

    Query services

    4,-

    Receipt sticker sent by post

    15,-

    Request for statement

    30,-

    * Transfer from savings account after initial 12 withdrawals per year

    100,-

  • Annual fee Visa debit card with ID

    325,-

    Annual fee Visa debit card without ID

    275,-

    Annual fee for debit card for young people and debit card for children

    0,-

    Purchases in and outside Norway *

    0,-

    Cash withdrawals using Visa debit card in any Norwegian cash machine, customers upto 25 years

    0,-

    Cash withdrawals using Visa debit card in any Norwegian cash machine, customers over 25 years

    10,-

    Cash withdrawals from outside Norway *

    35,-

    Cash deposits in SpareBank 1's deposit machines **
    3 monthly deposits free of charge, fee applies for additional deposits

    25,-

    Emergency card

    1350,-

    Emergency cash outside Norway

    850,-

    Replacement for lost or destroyed debit card

    100,-

    Replacement for lost or destroyed debit card for children

    0,-

    * When you use your card outside Norway or to withdraw foreign currency, the amount is converted to NOK. The conversion rate used is the exchange rate on the settlement date according to Visa plus a conversion fee of 2.00 %.

    ** Personal customers only. Companies, clubs and associations must use night safe.

  • Annual fee

    0,-

    Product purchase in Norway and abroad

    0,-

    Cash withdrawals from ATMs or over counter in Norway

    40,- + 1 % of the amount

    Cash withdrawals in local currency outside Norway *

    0,-

    Cash withdrawals outside Norway by choosing Norwegian currency

    40,- + 1 % of the amount

    Transfer from credit card to account

    25,- +1 % of the amount

    Overdraft fee

    125,-

    Nominal interest per year of used credit

    21,62 %

    Effective interest per year of used credit

    23,90 %

    Interest-free credit period

    of up to 45 days

    Minimum amount to pay

    3,5 % of credit used,
    minimum NOK 250,-

    * When you use your card outside Norway or to withdraw foreign currency, the amount is converted to NOK. The conversion rate used is the exchange rate on the settlement date according to Mastercard plus a conversion fee of 2.00 %.

    If you receive your bill on paper in the post or have other added services, these costs will be added to the minimum amount. For card agreements signed prior to 15 May 2019 the minimum amount is 2,5 % of spent credit, minimum NOK 250. 

  • Annual fee

    0,-

    Product purchase in Norway and abroad

    0,-

    Cash withdrawals from ATMs or over counter in Norway

    40,- +1 % of the amount

    Cash withdrawals in local currency outside Norway *

    0,-

    Cash withdrawals outside Norway by choosing Norwegian currency

    40,- + 1 % of the amount

    Transfer from credit card to account

    25,- + 1 % of the amount


    Interest-free deferment of payment of up to 45 days; interes accrues after first due date.

    Price example of use of Mastercard assuming use of e-Invoice: NOK 15,000 repaid over 12 months.
    Credit cost NOK 1,1518. Total credit amount is NOK 16,518.

    Repayment

    5 % of used credit, at least NOK 300

    Nominal interest per year of used credit

    21.62 %

    Effective interest per year of used credit

    23.90 %

    Currency mark-up

    2 %

    Overdraft fees *

    70,-

    Late fee in accordance with government rates

    Fee for e-Invoice

    0,-

    Fee for paper invoice

    45,-

    Payment of other credit card

    0,-


    *Overdraft fees are charged if the approved credit limit is exceeded. 

  • Payment per BrevGiro (postage is charged for in addition to this)

    12,-

    Receipt sticker sent by post (per receipt)

    8,-

  • Prices for customers of other banks stated in brackets.

    Giro encashment

    75,- (150,-)

    Payment using giro form

    60,- (150,-)

    Payment using giro form, without payment recipient's account number

    75,-

    Receipt sticker sent by post

    8,-

    Issuing of bank draft/gift cheque

    100,-

    Encashment of bank drafts and cheques

    0,- (150,-)

    Encashment of 3rd party cheque drawn on another bank

    75,-

    Transfer between own accounts

    15,-

    Transfer other bank

    60,-

    Standing order to transfer funds to another payment recipient, per transfer

    10,-

    Printout of voucher

    30,-

    Termination of account

    30,-

  • Ordinary transfer

    350,-

    Additional charge for missing IBAN, BIC and/or documentation code

    100,-

    Complaints due to errors from the customer

    400,-

    Cancellation of payment instruction

    500,-

    Fax confirmation to payer or payment recipient

    150,-

    Additional charge when payer want to pay charges outside Norway

    100,-

    The payer will be charged in arrears when the charges outside Norway are known.

  • Annual fee for debit card

    200,-

    Withdrawals from SpareBank 1's ATMs

    4,-

    Cash withdrawal in connection with purchase

    4,-

    Purchases using card in and outside Norway

    4,-

    Electronic giro paid via internet bank, mobile bank and telephone bank

    4,-

  • Electronic giro paid via internet bank, mobile bank or telephone bank which is debited to a savings account or a flexiloan account.

    4,-

  • When cash is paid into an account the amount is available to the customer immediately after the bank has received the funds.

     

    When an account is credited in some other way, the value date of the credit will be no later than the business day on which the amount was credited to the account.

     

    The earliest value date for debiting an account is when the account is debited by the amount.

LOANS

  • The loan prices presuppose that the loan can be transferred to our in-house covered bond issuing company, SpareBank 1 Boligkreditt, and that the loan is in accordance with the Lending Regulations. This entails, inter alia, that the loan must not exceed the stated equity of the mortgage in question, that you cannot borrow more than five times your gross annual income and that you must be able to withstand an interest rate increase of at least 3 percentage points. Additionally, several other prerequisites apply; including paying your loan on time, using SpareBank 1 SMN for your daily banking and maintaining a current/pension account with us.

  • From NOK 4,000,000 and above

    Nominal rate from 5.54 %
    Effective rate from 5.76 %

    From NOK 2,000,000 - 3,999,999

    Nominal rate from 5.54 %
    Effective rate from 5.76 %

    Under NOK 1,999,999

    Nominal rate from 5.64 %
    Effective rate from 5.87 %

    The effective rate is based on a NOK 2 million annuity, a 25-year repayment period, an arrangement fee of NOK 2,650, a custodian fee of NOK 1,200 and a charge of NOK 65 per instalment.

    Loan applications are assessed individually, taking into consideration your ability to pay, security, and risk, in order to offer you the correct interest rate. 

  • From NOK 4,000,000

    Nominal rate from 5.94 %
    Effective rate from 6.18 %

    From NOK 2,000,000 - 3,999,999

    Nominal rate from 6.14 %
    Effective rate from 6.39 %

    Under NOK 1,999,999

    Nominal rate from 6.34 %
    Effective rate from 6.60 %

    The effective rate is based on a NOK 2 million annuity, a 25-year repayment period, an arrangement fee of NOK 2,650, a custodian fee of NOK 1,200 and a charge of NOK 65 per instalment. 

    Loan applications are assessed individually, taking into consideration your ability to pay, security, and risk, in order to offer you the correct interest rate. 

  • From NOK 4,000,000

    Nominal rate from 6.04 %
    Effective rate from 6.29 %

    From NOK 2,000,000 - 3,999,999

    Nominal rate from 6.24 %
    Effective rate from 6.50 %

    Under NOK 1,999,999

    Nominal rate from 6.44 %
    Effective rate from 6.71 %

    The effective rate is based on a NOK 2 million annuity, a 25-year repayment period, an arrangement fee of NOK 2,650, a custodian fee of NOK 1,200 and a charge of NOK 65 per instalment.

    Loan applications are assessed individually, taking into consideration your ability to pay, security, and risk, in order to offer you the correct interest rate.  

  • Borrow up to 85 % of the purchase price

    Nominal rate from 5.84 %

    Effective rate from 6.08 %

    The effective rate is calculated on the basis of an annuity plan for NOK 2 million with a repayment period of 25 years plus a front-end fee of NOK 2,650, a custodian fee of NOK 1,200 and instalment fee of NOK 65 per instalment.

    Loan applications are assessed individually, taking into consideration your ability to pay, security, and risk, in order to offer you the correct interest rate. 

  • Borrow up to 85 % of the purchase price

    Nominal rate from 5.74 %
    Effective rate from 5.97 %

    The effective rate is calculated on the basis of an annuity plan for NOK 2 million with a repayment period of 25 years plus a front-end fee of NOK 2,650, a custodian fee of NOK 1,200 and instalment fee of NOK 65 per instalment.

    Loan applications are assessed individually, taking into consideration your ability to pay, security, and risk, in order to offer you the correct interest rate. 

  • Borrow up to 50 % of the purchase price,
    maximum NOK 16.000.000 

    Nominal rate from 5.44 %
    Effective rate from 5.66 %

    Establisment cost

    from 2.650 - 6.000,-

    The effective rate is based on a NOK 2 million annuity, a 25-year repayment period, an arrangement fee of NOK 2,650, a custodian fee of NOK 1,200 and a charge of NOK 65 per instalment.

    Loan applications are assessed individually, taking into consideration your ability to pay, security, and risk, in order to offer you the correct interest rate. 

  • Borrow up to 75 % of the purchase price

    Nominal rate from 5.54 %
    Effective rate from 5.76 %

    Establisment cost

    from 2.650 - 6.000,-

    The effective rate is based on a NOK 2 million annuity, a 25-year repayment period, an arrangement fee of NOK 2,650, a custodian fee of NOK 1,200 and a charge of NOK 65 per instalment.

    Loan applications are assessed individually, taking into consideration your ability to pay, security, and risk, in order to offer you the correct interest rate. 

  • Borrow up to 85 % of the purchase price,
    maximum NOK 16.000.000 

    Nominal rate from 5.64 %
    Effective rate from 5.87 %

    Establisment cost

    from 2.650 - 6.000,-

    The effective rate is based on a NOK 2 million annuity, a 25-year repayment period, an arrangement fee of NOK 2,650, a custodian fee of NOK 1,200 and a charge of NOK 65 per instalment.

    Loan applications are assessed individually, taking into consideration your ability to pay, security, and risk, in order to offer you the correct interest rate. 

  • Borrow up to 75 % of the purchase price,
    maximum NOK 1.000.000

    Nominal rate from 5.64 %
    Effective rate from 5.95 %

    Establishment cost

    from 2.650 - 6.000,-

    The effective rate is based on a NOK 100.000 annuity, a 25-year repayment period, an arrangement fee of NOK 2,650, a custodian fee of NOK 1,200 and a charge of NOK 65 per instalment.

    Loan applications are assessed individually, taking into consideration your ability to pay, security, and risk, in order to offer you the correct interest rate. 

  • Up to NOK 16.000.000

    Nominal rate from 6.74 %
    Effective rate from 8.38 %

    Commission (cost is charged to the building loan)

    0.33 % per quarter calculated on basis of granted lending limit

    Establishment cost

    from 5.000,-

    The effective rate will depend on how much of the limit is used. Custodian fee NOK 1,200.

    Loan applications are assessed individually, taking into consideration your ability to pay, security, and risk, in order to offer you the correct interest rate. 

  • Borrow up to 85 % of the purchase price

    Nominal rate from  5.44 %
    Effective rate from 5.66 %

    Establisment cost

    from 2.650 - 6.000,-

    The effective rate is calculated on the basis of an annuity plan for NOK 2 million with a repayment period of 25 years plus a front-end fee of NOK 2,650, a custodian fee of NOK 1,200 and instalment fee of NOK 65 per instalment.

    Loan applications are assessed individually, taking into consideration your ability to pay, security, and risk, in order to offer you the correct interest rate. 

  • Borrow up to 85 % of the purchase price

    Nominal rate from 5.44 %
    Effective rate from 5.66 %

    Establisment cost

    from 2.650 - 6.000,-

    The effective rate is calculated on the basis of an annuity plan for NOK 2 million with a repayment period of 25 years plus a front-end fee of NOK 2,650, a custodian fee of NOK 1,200 and instalment fee of NOK 65 per instalment.

    Loan applications are assessed individually, taking into consideration your ability to pay, security, and risk, in order to offer you the correct interest rate. 

  • From NOK 4,000,000

    Nominal rate from 5.54 %

    From NOK 2,000,000 - 3,999,999

    Nominal rate from 5.54 %

    Under NOK 1,999,999

    Nominal rate from 5.64 %

    Commission

    0.02 % per month calculated on basis of granted lending limit. Monthly interest capitalisation.

    Establishment cost

    from 2650,-

    The effective rate will depend on how much of the limit is used. Custodian fee NOK 1,200.

    Loan applications are assessed individually, taking into consideration your ability to pay, security, and risk, in order to offer you the correct interest rate. 

  • From NOK 500,000 - 6,000,000:

    3 years binding

    Nominal rate from 4.99 %

    Effective rate from 5.18 %

    5 years binding

    Nominal rate from 4.94 %

    Effective rate from 5.13 %

    10 years binding

    Nominal rate from 4.94 %

    Effective rate from 5.13 %

    Establishment cost

    From 2.650,- to 6.000,-

    Switch from variable rate to fixed rate

    1.000,-

    The effective rate is based on a NOK 2 million annuity, a 25-year repayment period, an arrangement fee of NOK 2,650, a custodian fee of NOK 1,200 and a charge of NOK 60 per instalment.

    Loan applications are assessed individually, taking into consideration your ability to pay, security, and risk, in order to offer you the correct interest rate.  

  • Fron NOK 500,000 - 6,000,000:

    3 years binding

    Nominal rate from 5.19 %

    Effective rate from 5.39 %

    5 years binding

    Nominal rate from 5.14 %

    Effective rate from 5.34 %

    10 years binding

    Nominal rate from 5.14 %

    Effective rate from 5.34 %

    Establishment cost

    From 2.650,- to 6.000,-

    Switch from variable rate to fixed rate

    1.000,-

    The effective rate is based on a NOK 2 million annuity, a 25-year repayment period, an arrangement fee of NOK 2,650, a custodian fee of NOK 1,200 and a charge of NOK 60 per instalment.

    Loan applications are assessed individually, taking into consideration your ability to pay, security, and risk, in order to offer you the correct interest rate.  

  • From NOK 500,000 - 6,000,000:

    3 years binding

    Nominal rate from 4.94 %

    Effective rate from 5.18 %

    5 years binding

    Nominal rate from 4.94 %

    Effective rate from 5.13 %

    10 years binding

    Nominal rate from 4.94 %

    Effective rate from 5.13 %

    Establishment cost

    From 2.650,- to 6.000,-

    Switch from variable rate to fixed rate

    1.000,-

    The effective rate is based on a NOK 2 million annuity, a 25-year repayment period, an arrangement fee of NOK 2,650, a custodian fee of NOK 1,200 and a charge of NOK 60 per instalment.

    Loan applications are assessed individually, taking into consideration your ability to pay, security, and risk, in order to offer you the correct interest rate.   

  • Borrow up to 85 % of the purchase price

    Nominal rate from 6.34 %
    Effective rate from 6.60 %

    Establishment cost

    From NOK 2,650 - 6,000


    Effective interest rate is calculated based on an annuity loan of NOK 2 million with a 25-year repayment period, an establishment cost of NOK 2,650, a custodian fee of NOK 1,200 and an instalment charge of NOK 65.

    We will assess your loan application individually based on earning capacity, security and risk so that we can offer you the correct interest rate.

  • Up to 85% of basis for valuation   

    Nominal rate from 7.74 %

    Effective rate from 9.45 %

    Commission (cost is charged to the building loan)

    0.33 % per quarter calculated on basis of granted lending limit

    Establishment cost

    from 5.000,-

    The effective rate will depend on how much of the available credit is used. Custodian fee NOK 1,200.

    Loan applications are assessed individually, taking into consideration your ability to pay, security, and risk, in order to offer you the correct interest rate. 

  • In collaboration with NTE we offer loans for the purchase of solar cell installations. The loan is included in the mortgage of your home. You will not have to pay establishment costs and will only have to pay the registration fee.

    Loan up to 85 % of value of home

    Nominal rate from 5.64 %
    Effective rate from 6.88 %

    Registration fee

    NOK 525


    Effective interest rate is calculated based on a loan of NOK 300,000 with a repayment period of 25 years.

  • Per collateral security

    1200,-

    Public charges:

    - Registration of collateral documents for real property

    500,-

    - Registration of collateral documents for housing cooperative

    500,-

    - Registration of collateral documents for moveable property (security for unpaid purchase money)

    1473,-

    - Registration of collateral documents for refinancing (other financial institution) within same lending limit

    500,-

  • Late instalment, each time

    450,-

    Instalment deferment, each time

    450,-

  • Overdrawing fee per quarter or parts thereof

    2 %

    First reminder

    67,-

    Notice of collection

    67,-

    Transfer to external debt collection agency - minimum

    67,-

    Overdrawing rate

    18 %

    Penalty interest

    11,75 %

  • From NOK 4,000,000 and above

    Nominal rate from 5.54 %
    Effective rate from 5.76 %

    From NOK 2,000,000 - 3,999,999

    Nominal rate from 5.54 %
    Effective rate from 5.76 %

    Under NOK 1,999,999

    Nominal rate from 5.64 %
    Effective rate from 5.87 %

    The effective rate is based on a NOK 2 million annuity, a 25-year repayment period, an arrangement fee of NOK 2,650, a custodian fee of NOK 1,200 and a charge of NOK 65 per instalment.

    Loan applications are assessed individually, taking into consideration your ability to pay, security, and risk, in order to offer you the correct interest rate. 

  • Establishment cost

    0,-

    Term fee

    49,-

    Risk-based interest rate

    from 7.8 % to 19.9 %

    Reminder fee

    according to government guidelines

  • Establishment cost

    500,-

    No term fees

    Fixed interest rate

    Nominal rate 11.5 %

    Effective rate 12.47 %

    Fee for paper bill

    45,-

    (no fees if you set up eFaktura for payment)

SAVINGS

  • Ordinary interest rate

    6.25 %

    From 36 years the rate changes automatically to the same conditions as in savings account.

    Interest is calculated continuously on the deposit in the account and credited in arrears at the end of the year.

  • Interest rate

    5.25 %

    From 36 years the rate changes automatically to the same conditions as in savings account.

    Interest is calculated continuously on the deposit in the account and credited in arrears at the end of the year.

  • Establishment of a share savings account

    0,-

    Transfer of share savings account to us, per fund

    0,-

    Transfer of share savings account to us, per share

    0,-

    Annual fee

    0,-

    Custodian cost for fund according to price list for SpareBank 1 Verdipapirservice AS

    0,-

    Purchase of fund on the Internet

    0,-

    Purchase of fund via adviser

    0,-

    Purchase and sale of shares

    Brokerage fee 0.05 % min. 95,-

    Cancellation of account and transfer to another bank

    0,-

    Transfer of fund to another bank, per fund

    100,-

    Transfer of shares to another bank, per ISIN No. 

    100,-

    Storage of securities

    Annual fee is calculated based on market value as of 31.12.

    Value below NOK 100,000

    Free of charge

    NOK 100,000 - 1,000.000

    250,-

    Excess per commenced million

    125,-

  • Fees as of May 28th 2021

    Distribution fee, digital level (self-service):

    Total assets 0 - 9.999 NOK

    Free

    Total assets 10.000 - 999.999 NOK *

    0.3 %

    Total assets 1.000.000 - 9.999.999 NOK

    0.2 %

    Total assets over 10 mill. NOK

    0.1 %

    Minimum quarterly distribution fee

    25,-

    Distribution fee, advisor service level:

    Total assets 0 - 9.999 NOK *

    0.3 %

    Total assets 10.000 - 999.999 NOK

    0.6 %

    Total assets 1.00.000 - 9.999.999 NOK

    0.5 %

    Total assets over 10 mill. NOK

    0.4 %

    Minimum quarterly distribution fee

    500,-

    Advisor service level includes advisory and follow-up from one of the banks investment specialists, and has a contract duration of 180 days after resignation.

    Distribution fee for bond funds will not exceed 0,20 %.

    * We do not recommend advisor service level for customers with total assets under 10.000 NOK.

    Click here for an overview of all our funds and prices (pdf)

  • From first NOK

    2.25 %

    Interest is calculated continuously on the deposit in the account and credited in arrears at the end of each month.

  • From first NOK

    4.25 %

    From 25 years the rate changes automatically to the same conditions as in savings account.

    Interest is calculated continuously on the deposit in the account and credited in arrears at the end of each month.

  • From first NOK

    4.25 %

    From 14 years the rate changes automatically to the same conditions as in savings account for young people.

    Interest is calculated continuously on the deposit in the account and credited in arrears at the end of each month.

  • From first NOK

    4.25 %

    Interest is calculated continuously on the deposit in the account and credited in arrears at the end of each month.

  • Minimum deposit NOK 25,000 

    6 months, expiry date May 27, 2025

    4,90 %

    12 months, expiry date November 26, 2025

    4,60 %

    Interest is calculated continuously on the deposit in the account and credited when the agreement expires.

    The maximum total deposit is NOK 50 million. For larger deposits, contact the bank.

    You cannot deposit or withdraw money from the account during the fixed term. If you need to make a withdrawal before the end of the fixed term, you must pay a withdrawal fee of 2.5%. The fee is calculated based on the withdrawal amount for the remaining fixed term.

    If you do not renew the agreement before the expiration date, the fixed-rate deposit will be converted to a regular savings account. The change takes 2-3 business days, and the funds will be available after this period.

  • From NOK 500,000 and above

    4.50 %

    From NOK 100.000 and above

    4.00 %

    Under NOK 100.000

    0,10 %

    4 free withdrawals, thereafter 100 NOK per withdrawal.

    All interest rates apply from the first krone upon exceeding the amount limits.

    Interest is calculated continuously on the deposit in the account and credited in arrears at the end of each month.

  • From NOK 50,000,000 and above

    Agreed individually

    From NOK 1,000,000 - 49,999,999

    5.00 %

    From NOK 0 - 999,999

    0.50 %

    Please note that you must notify us of any planned withdrawals a minimum of 31 days before the withdrawal is to be made. Withdrawals earlier than 31 days must be agreed with the bank and will incur a fee of 5 % of the amount.

    All interest rates apply from the first krone upon exceeding the amount limits.

    Interest is calculated continuously on the deposit in the account and credited in arrears at the end of the year.

  • From NOK 50,000,000 and above

    Agreed individually

    From NOK 1,000,000 - 49,000,000

    4.80 %

    From NOK 0 - 999,999

    0.50 %

    Please note that you must notify us of any planned withdrawals a minimum of 31 days before the withdrawal is to be made. Withdrawals earlier than 31 days must be agreed with the bank and will incur a fee of 5 % of the amount.

    All interest rates apply from the first krone upon exceeding the amount limits.

    Interest is calculated continuously on the deposit in the account and credited in arrears at the end of the year.

  • From first NOK

    2.25 %

    No fee for payment or transfer.

    Interest is calculated continuously on the deposit in the account and credited in arrears at the end of the year.

  • Interest rate 

    0.10 %

    Front-end fee for set-up via Internet bank

    350,-

    Front-end fee for set-up via branch

    1250,-

    Interest is calculated continuously on the deposit in the account and credited in arrears at the end of each month.

  • Interest rate

    0.00 %

    Interest is calculated continuously on the deposit in the account and credited in arrears at the end of each month.

  • Click here for stock trading prices (page in Norwegian only)

  • The interest you will receive on your currency account depends on the reference interest rate.

    Current with positive reference interest rates:
    Reference interest rate -1.5 % in the margin (interest to you as a customer cannot be lower than 0 %)

    Currency with a negative reference interest rate (CHF, DKK, EUR, JPY and SEK): Reference interest rate -0.5 % in margin (interest to you as a customer is negative).

SECURITIES SERVICES / VPS ACCOUNT

  • Set-up and changes to securities account

    0,-

    Transfer of securities between accounts per security

    100,-

    Establishment of trade and request mandate for broker

    150,-

    Release of security to another broker

    100,-

  • Annual fee calculated on basis of market value as per 31.12

    Value less than NOK 100,000 

    0,-

    NOK 100,000 - NOK 1,000,000

    250,-

    Amounts above, per started million

    125,-

  • Request for extra annual statement, last year

    0,-

    Request for annual statements older than last year

    300,-

    Request for other older information

    Price must be agreed

{ "EMAIL_FIELD_ERROR": "", "CHECKBOX_ERROR": "", "CHECKBOX_GROUP_ERROR": "Choose one of the options", "DROPDOWN_ERROR": "", "DATE_TO_FROM_ERROR": "", "RADIO_ERROR": "", "POSTAL_CODE_ERROR": "", "TEXT_FIELD_ERROR": "", "TEXT_FIELD_CONTENTS_ERROR": "", "ACCOUNT_FIELD_ERROR": "", "ORGANISATION_FIELD_ERROR": "", "SSN_ERROR": "", "PHONE_ERROR": "", "MOBILE_PHONE_NO_ERROR": "Skriv inn et gyldig norsk mobilnummer (8 siffer)", "SEARCH_ALLE": "All", "MORE_INFO": "", "RESULT_TYPE_BANK": "", "RESULT_TYPE_ADVISOR": "", "VIEW_IN_MAP": "View in map", "BEFORE_COUNT_TEXT": "Du har", "AFTER_COUNT_TEXT": "oppgave som venter på deg", "AFTER_COUNT_TEXT_PLURAL": "oppgaver som venter på deg", "MINE_OPPGAVER_LINK_TEXT": "Sjekk mine oppgaver", "MINE_OPPGAVER_CLOSE_TEXT": "Ikke nå", "MINE_OPPGAVER_COUNT_TEXT": "en", "FORM_ERROR_LABEL":"Error", "FORM_SUCCESS_LABEL":"Thank you for your inquiry ", "TEXT_FIELD_LENGTH_ERROR":"TEXT_FIELD_LENGTH_ERROR", "TEXTAREA_FIELD_LENGTH_ERROR":"Max 2000 characters", "NUMBER_ERROR": "Du kan kun skrive inn tall.", "SEC_BLOCKER_DROPDOWN_DEFAULT": "Select country", "GLOBAL_SEARCH_NO_RESULT_TEXT": "No result for", "GLOBAL_SEARCH_FACET_LABEL": "Show hits for", "MODAL_CLOSE": "Close", "SEND_TO_BANK_BEFORE_INFO_TEXT": "Would you like to be sent directly to", "SEND_TO_BANK_AFTER_INFO_TEXT": "the next time?", "SEND_TO_BANK_NEXT_BUTTON_TEXT": "Yes", "SEND_TO_BANK_CANCEL_BUTTON_TEXT": "Not now", "SEND_TO_BANK_NEXT_DISCLAMER_TEXT": "For at du skal slippe å velge bank hver gang, bruker vi funksjonelle informasjonskapsler som lagrer hvordan du bruker nettsidene og hvilke innstillinger du har gjort." }